Clay sewer laterals under mature trees (camera every few years; root-cut as routine), original galvanized supply lines (pressure complaints are the tell), and aging panels โ Zinsco and Federal Pacific names belong on your replacement list, and insurers agree.
Stucco protects when sealed: walk the exterior yearly, caulk cracks, repaint on a decade cycle. Exposed rafter tails and fascia on Spanish and Craftsman stock dry-rot quietly at the ends โ probe them every repaint.
Raised foundations want bolting and cripple-wall bracing if not done; it is a one-time cost that pays at sale and in any quake. Check crawlspace vents and moisture each spring.
Flat sections need membrane attention on a schedule; tile lasts but underlayment beneath it does not โ at 25-30 years, assume underlayment work is coming.
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